Product Manager (Payment Routing, Cascading & Payouts)

JustMarkets Tech

Що робити

Own the product strategy, PRDs, and roadmap for Deposit Routing, Smart Cascading, Payout STP, and Payment Back-Office Tooling
Collaborate daily with Data Science teams to build, validate, and deploy ML models that predict transaction success probabilities and optimize gateway choices
Partner with Treasury and Payment Ops to monitor PSP liquidity levels, contractual volume commitments, and payout failure rates
Design intuitive back-office interfaces for Payment Ops and Risk teams to handle manual reviews efficiently with full transactional context
Monitor real-time payment health, routing decision latency (P95), and gateway uptime, implementing instant failovers when PSP degradation is detected

3+ years of Product Management experience in Payments, FinTech, Payment Orchestration, or High-Volume Acquiring/Payout platforms
Deep domain expertise in deposit routing, cascading, acquirer fee structures (interchange, scheme fees, gateway markups), and payout rails (SEPA Instant, SWIFT, local rails, crypto payouts)
Strong understanding of Machine Learning concepts applied to payments (predictive classification, feature engineering, A/B & Shadow Mode testing, false positive trade-offs) with a proven track record of working closely with Data Scientists.
Solid technical grasp of Payment Ops workflows, STP rules orchestration, velocity limits, and real-time liquidity awareness
Proficient in SQL to independently query transactional data, analyze decline codes, and evaluate routing performance