Head of Analytics (Payment Platform)

Що робити

1. Unit Economics & Pricing
Build and own transaction-level revenue and cost models across all Cards & Wallets products, including interchange, scheme fees, FX costs, wire transfer costs, provider fees, cost of funds, and referral payouts.
Analyze gross profit across products, customers, providers, BINs, and geographies.
Develop pricing simulations to evaluate tariff changes and customer migration scenarios before implementation, including financial impact, expected churn, and multiple business scenarios.
Own the financial analysis of the referral program, including commission structures, partner profitability, and return on investment.

6+ years of experience in Analytics, including at least 3 years in FinTech or Payments (Card Issuing, Acquiring, PSP, Digital Wallets, or Neobanking).
Advanced SQL skills, including window functions, Common Table Expressions (CTEs), optimization of complex queries, working with large transactional datasets, and Data Lake environments.
Proven experience building end-to-end analytical data layers, from raw data sources through data marts to business metrics and executive dashboards. Experience implementing customer identity resolution across multiple systems (one customer – one identifier).
Strong expertise in payment unit economics, including transaction-level cost calculations (interchange, scheme fees, FX, provider fees, cost of funds) and gross profit analysis across products, BINs, and geographies.
Experience working with provider pricing sheets, designing and optimizing pricing models, and building pricing simulations on real customer portfolios to assess the financial impact of pricing changes.

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