FP&A (Financial Planning & Analysis) is finance that looks forward, not backward. Not the accounting team closing last month, but the analysts answering 'what does Q3 look like if we hire 8 more engineers and open a new market'. In SaaS, FP&A became one of the most critical seats after 2024, with every dollar of investor money under fresh scrutiny.
Copy these as starting points and swap in your own numbers.
2024–2025 estimates. Wide ranges by experience and seniority.
Shortest path: CFA Level 1 or CPA, plus 2-3 years in consulting or audit, then move into corporate FP&A. Without a strict finance background, the bridge usually comes via Senior Data Analyst at a SaaS company, where SaaS analytics rolls naturally into an FP&A move.
CFA goes deep on finance and is valued in IB and buy-side. MBA goes wide on network and is valued in corporate FP&A and for VP Finance moves. For an FP&A career, a top-program MBA opens more doors, CFA deepens the technical bench. If forced to pick one: MBA.
In 2026, yes, mandatory. Without SQL you wait a week on the data team for numbers you could pull yourself in 10 minutes. Basic level (SELECT, JOIN, GROUP BY, basic window functions) is enough.
Translate models into the business decisions they supported. 'Built a cash-flow model' is weak. 'Cash-flow model surfaced a 4-month runway gap, CFO shifted hiring by 2 quarters and the company avoided going cash-negative' is strong.