Financial Platform Architect

Що робити

Own the architecture of the financial core, including account model, double-entry ledger, settlement flows, and reconciliation.
Develop the core as the system of record and systematically reduce remaining vendor dependencies.
Design guarantees for the correctness of money movements: idempotency, transaction boundaries, and compensation for long-running processes.
Design the model for segregation of client and proprietary funds and demonstrate that liabilities are covered by assets.
Architect integrations with banks, custodians, and liquidity providers, including unified vendor contracts, limits, and concentration controls.

Mandatory production experience in fintech, including payments, settlement, custody, banking, or brokerage backends. Candidates without this experience will not be considered.
Practical experience designing and operating a double-entry ledger, including chart of accounts, journal, reservations, adjustments, and reconciliation.
Strong understanding of settlement mechanics, including payment finality, intraday and daily limits, prefunding, netting, suspense accounts, and discrepancy resolution.
Practical experience with idempotency, distributed sagas, and compensating transactions, beyond terminology.
Experience with external audits and regulatory requirements.

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